This is an account with Fixed Balance where Interest is calculated on daily balance, capitalized quarterly basis.The accounts Minimum Balance is Rs. 2,500/- within the valleyand Rs. 1,000/- outside the valley.
This is an account in which Interest Rate is posted Quarterly and provides Free Cheque Book issuance upto 12 leaves a year.
This account posts interest rate quarterly and provides other facilities like Free Debit Card, Free Any Branch Banking Service, Free SMS Banking, Free Cheque Book, Free Statement, 25% discount on the Bank service charges: Loan Processing Fee, T-C, Draft, Locker, Fund Transfer etc, Rebate of 10 paisa per USD on FX transaction, Accidental Death Insurance for value equivalent to four times of the minimum balance maintained in the account with maximum ceiling of Rs. 500,000/-. It provides deposit gurantee of upto Rs. 200,000/- deposits on fixed deposits through Deposit and Credit Guarantee Corporation.
Savings Deposit Account can be opened in any of our Branch Offices. Customers are provided with free personal accidental death insurance.
This is a Special Account type for Remitter and Beneficiary with Minimum Balance of Rs. 0 only.
This account provides Minimum Balance of Rs. 500.00 only to individual shareholders of HBL. The Interest is calculated on daily balance and will be posted on quarterly basis
As a privileged service to our valued shareholders, Himalayan Bank Limited has introduced a deposit scheme - "Shareholder's Savings Account" with minimum balance of Rs.500.00 only for the individual shareholder of HBL. The Interest will be calculated on daily balance and will be posted on quarterly basis. It eliminates hassles of encashing dividend cheques by direct credit of dividends into account. This accont provides accidental Death Insurance for value equivalent to four times of the minimum balance maintained in the account with maximum ceiling of Rs. 500,000/- and Deposit Guarantee of upto Rs. 200,000/- deposits on fixed deposits through Deposit and Credit Guarantee Corporation.
Fixed Deposits can be made for a period ranging from 3 months and above. Minimum required balance to open a fixed deposit account is Rs. 10,000/-. Whenever required you can borrow from the Bank against the Fixed Deposit Certificates. Deposit Guarantee of upto Rs. 200,000/- deposit on fixed deposits through Deposit and Credit Guarantee Corporation.
This is an account which can be opened by individual/institution having bulk deposits.
A separate deposit product HBL-Nari Bachat dedicated to every category of women.
1.Minimum Balance Required Rs. 1,000/- only.
2.Attractive interest rate.
3.Free Debit Card (Can be used as ID of the Account)
4.Free ABBS facility.
5.Free cheque book of 12 leaves per year.
6.50% discount on the Key deposit of Locker service/per customer on availability.
7.25% discount on other banking services & fees and charges like; Bills Purchase/Collection, Draft, SWIFT transfer, Fax Transfer, Cards, Locker Service, Guarantee, Balance Certificate Issuance Charge, Credit Facility etc.
8.Rebate of 10 paisa per USD in FX transaction.
9.Accidental Death Insurance for value upto 500,000/-
10.Deposit Guarantee of upto 200,000/-
|1||Grocery / Liquor||3%|
|2||Electronic and Home appliance||5%|
Term Deposit with specific conditions related to amount of deposit (above 1.0 Mil), applicable interest rate, deposit tenure etc.