Interest Rate
We are pleased to announce our revised rates of interest* on
Deposits, Loans and Advances to be effective from Wednesday, 1st Jestha, 2070 (15th May, 2013)
| Savings Deposit |
% Per Annum |
Call Deposit |
% Per Annum |
LCY Savings - Normal
|
3.00 |
Current Call Account |
4.00 - 6.00 |
| LCY Savings - Himal |
3.10 |
Non-Profit Organisation Current Call Account |
4.00 - 6.00 |
| LCY Savings - Bishesh |
3.25 |
14 Days |
3.00 |
| Premium Savings Account |
4.75 |
1 Month |
3.50 |
Super Premium Savings
|
5.00
|
Fixed Deposit |
% Per Annum |
| Shareholder's Savings |
3.50 |
3-Year Recurring Deposit |
6.00 |
| Himal Remit Savings |
4.50 |
Fixed Deposit |
Individuals
(% Per Annum) |
Institutions
(% Per Annum) |
| Special Payroll Account |
4.50 |
3 Months |
7.00 |
7.00 |
| Foreign Currency (US Dollars) |
0.60 |
6 Months |
7.50 |
7.25 |
| |
1 Year |
8.00 |
7.50 |
| |
For all customers (% Per Annum) |
| 2 Years and above |
8.25 |
| Structured Deposit |
For all customers (% Per Annum) |
| 1 Year and above |
8.00 - 10.00 |
Interest Rate on Loans and Advances
| Type of Loan |
Prime A Category (%p.a.) |
Prime B Category (% p.a.) |
General(% p.a.) |
| Demand Loan |
12.00 - 13.50 |
13.50 - 14.75 |
14.50 - 15.25 |
| Export Finance |
10.50 - 13.00 |
13.25 - 14.25 |
13.50 - 15.00 |
| Overdraft |
12.00 - 13.75 |
13.50 - 14.75 |
14.50 - 15.25 |
| Term Loan |
12.50 - 13.75 |
14.00 - 14.75 |
13.25 - 14.75 |
| Short Term Pledge Loan |
12.25 - 14.00 |
13.75 - 15.00 |
14.75 - 15.50 |
| Importer's Loan |
11.50 - 14.00 |
14.00 - 14.75 |
15.00 - 15.50 |
| Deprived Sector Loan |
8.00 - 11.00 |
- |
11.25 |
| Revolving Cash Credit |
11.75 - 14.25 |
- |
- |
| Non Revolving Cash Credit |
12.50 - 13.75 |
14.00 - 14.75 |
- |
| Mortgage Loan - Secured Personal Loan |
13.25 - 14.25 |
- |
- |
| Type of Loan |
For all Customers
(% p.a.) |
Type of Loan |
For all Customers
(% p.a.) |
Home Loan:
Upto 10 Years:
Above 10 Years: |
11.50 - 13.25
12.50 - 13.75 |
SME Loan Package/Card Merchant Loan:
WC Loan
Fixed Term Loan |
11.50 - 13.50
11.75 - 13.50 |
Hire Purchase
Private:
Commercial: |
11.25 - 12.50
13.00 - 14.25
|
Loan in Local Currency Against FD (FCY) |
Plus 1.00 or 10.00% whichever is higher |
| Loan Against HBL FD (NPR) |
Plus 1.00 (Minimum 9.00%) |
Loan Against Government Bonds |
3 Months TB Rate + 2.50% or 9.00%, whichever is higher |
| Loan Against FD of Other Banks |
Plus 1.00 (Minimum 10.00%) |
Educational Institution Financing:
WC Facility:
FT Tenure Upto 10 Years |
11.00 - 13.00
11.50 - 13.50 |
Loan against First Class Bank Guarantee |
Rated Bank:
10.50 - 12.50 |
Non Rated Bank:
12.00 - 15.00 |
| Subidha Loan |
13.00 - 14.50 |
USD Denominated Loan |
4.50 - 6.00 |
| Loan Against Share of Company listed in Stock Exchange / Easy Share Loan |
12.50 - 14.25 |
HBL Small Personal Business Loan
Term Loan:
Overdraft: |
13.00 - 14.75
12.75 - 14.75
|
* Conditions Apply
|
