HBL Interest Rate (04:05AM 15 May 2026 )

Interest rate

Savings Deposit (LCY) %Per Annum
LCY Savings - Normal 2.752
LCY Savings - Himal 2.752
LCY Savings - Bishesh 2.752
Social Security Account 2.752
PMS Saving Account 2.802
Premium Savings Account 2.802
Super Premium Savings Account 3.152
Shareholder's Savings 2.802
Himal Remit Savings 5.002
Family Savings 2.752
Mero Pahilo Bachat Khata 2.752
Special Payroll Account 4.002
HBL Nari Bachat 2.802
Subidha Savings Account 4.002
Exclusive Privilege Savings Account 4.002
Jeevan Surakchya Bachat 2.752
Daughter's of Karnali Province 2.752
Call Deposit (LCY) %Per Annum
Non-Profit Organization Current Call Account Up to 1.376
Current Call Account Up to 1.376
Fixed Deposit (LCY) %Per Annum
3-Years Recurring Deposit 3.250
7 Years Recurring Deposit for EV Clients 3.250
100 Days HBL Special FD* 2.800
200 Days HBL Special FD* 2.800
Fixed Deposit (Individual and Institutions) Individuals (% Per Annum) Institutions(% Per Annum) Institutions(% Per Annum) (Renewal)
3 Months 2.8 - -
6 Months 2.8 2.75 -
9 Months 2.9 2.75 -
1 Year Up to 2 Years 3 2.76 -
Above 2 Years Up to 5 Years 3.5 3.25 -
Above 5 Years Up to 10 Years 4.25 3.75 -
Structured Deposit (3 Months Up to 5 Years)-Individual*** 3.25 - -
Structured Deposit (6 Months Up to 5 Years)-Institution*** - 2.75 -
Short Term Recurring Deposit 6 month** - 2.75 -
HimalRemit Fixed Deposits: - - -
3 Months 3.8 - -
6 Months 3.8 - -
9 Months 3.9 - -
1 Year Up to 2 Years 4 - -
Above 2 Years Up to 5 Years 4.5 - -
Above 5 Years Up to 10 Years 5.25 - -
Structured Deposit (3 Months Up to 5 Years)-Individual*** 4.25 - -
Fixed Deposit (FCY) %Per Annum
USD- 3 Months Upto 1 Year-Individual 3.253
GBP- 3 Months Upto 1 Year-Individual 2.225
EURO- 3 Months Upto 1 Year-Individual 1.725
AUD-3 Months Upto 1 Year-Individual 2.725
CAD- 3 Months Upto 1 Year-Individual 3.475
JPY- 3 Months Upto 1 Year-Individual 0.725
CNY- 3 Months Upto 1 Year-Individual 3.875
USD- 6 Months Upto 1 Year-Institution 3.203
GBP- 6 Months Upto 1 Year-Institution 2.225
EURO- 6 Months Upto 1 Year-Institution 1.725
AUD- 6 Months Upto 1 Year-Institution 2.725
CAD- 6 Months Upto 1 Year-Institution 3.475
JPY- 6 Months Upto 1 Year-Institution 0.725
CNY- 6 Months Upto 1 Year-Institution 3.875
LCY Fixed Deposit_ Institutions (Bidding) %Per Annum
Call Deposit (FCY) %Per Annum
USD- Current Call Account 1
GBP- Current Call Account 0.75
EURO- Current Call Account 0.375
AUD- Current Call Account 0.875
CAD- Current Call Account 1.375
JPY- Current Call Account 0.25
CNY- Current Call Account 1.875
Saving Deposit (FCY) %Per Annum
USD 2
GBP 1.5
EURO 0.75
AUD 1.75
CAD 2.75
JPY 0.5
CNY 3.75

Notes :

* Minimum FD value Rs. 100,000.00.
** Minimum Deposit value Rs. 10.00 Mil.
*** FD value Rs. 20.00 Mil. for institutional customers and Rs. 5.00 Mil. for Individual customers.
As per directives of NRB, no premature/withdrawal will be allowed for Institutional Fixed Deposit before end of 6 months.