Loan Rate

Type of Loan Prime A Category (%p.a.) Prime B Category (%p.a.) General (%p.a.)
Demand Loan (DL) 10.00 - 11.00 10.50 - 11.50 11.00 - 12.00
Deprived Sector Loan 7.00 - 8.00 - 8.00 - 8.00
Export Finance 9.00 - 10.50 10.50 - 11.00 11.00 - 12.00
Home Loan - - 10.50 - 11.00
Importer's Loan 9.50 - 10.50 10.00 - 11.00 11.00 - 12.00
Mortgage Loan - Secured Personal Loan 11.00 - 12.00 - -
Non Revolving Cash Credit 9.50 - 11.00 10.50 - 11.00 -
Non Revolving Cash Credit (NRCC) 8.50 - 10.25 10.50 - 11.25 -
Over Draft (OD) 8.50 - 10.25 10.00 - 11.25 10.50 - 12.00
Overdraft Facility 10.00 - 11.00 10.50 - 11.50 11.00 - 12.00
Pledge Loan 9.50 - 10.50 10.00 - 11.00 11.00 - 12.00
Pre-Export Financing (PXL) 8.50 - 10.00 10.00 - 11.25 10.50 - 12.00
Revolving Cash Credit 9.00 - 10.50 - -
Revolving Cash Credit (RCC) 9.00 - 10.50 - -
Short Term Demand Loan (STDL) 8.50 - 10.00 10.00 - 11.25 10.50 - 12.00
Term Loan 10.00 - 11.00 10.50 - 11.50 11.00 - 12.00
Type of Loan For All Customer (%p.a.)
Auto Loan Private 10.00 - 11.00
Auto Loan Commercial 11.00 - 12.00
Bank Gurantee - -
Bills Purchase - -
Bills Under Import LC Bills Under Import LC - 16.00
Educational Institutions Financing Working Capital Facility 10.00 - 11.00
Educational Institutions Financing FT Tenure Upto 10 Years 10.50 - 12.00
HBL Consumer Financing - -
HBL Farmer's Loan Working Capital Loan 9.50 - 10.50
HBL Farmer's Loan Fixed Term Loan 10.00 - 11.00
Home Loan Upto 10 Years 10.50 - 11.00
Home Loan Above 10 Years 11.00 - 12.00
Import Credit against Demand Draft Payment (ICDD) Applicable TR Rate + 0.50% for the respective customer category -
Import Credit against Demand Draft/ Telex Transfer (TT) - -
Letter of Credit - -
Loan Against FD/Bond of Other Banks Plus 2.00 (Minimum 10.50%) -
Loan Against FD/Bond of Other Banks Loan Against HBL FD (NPR) - 1.50
Loan Against First Class Bank Guarantee Rated Bank 10.50 - 11.00
Loan Against First Class Bank Guarantee Non Rated Bank 12.00 -
Loan Against Government Bonds 3 Months TB Rate + 2.50% or 10.00%, whichever is higher -
Loan Against HBL FD (NPR) Plus 1.50 (Minimum 10.00%) -
Loan Against Share of Company listed in Stock Exchange / Easy Share Loan Prime: 10.50 - 11.00
Loan Against Share of Company listed in Stock Exchange / Easy Share Loan General: 11.00 - 12.00
Loan in Local Currency Against FD (FCY) Plus 1.00 or 10.00% whichever is higher -
Project Financing - -
Small Personal Business Loan (Personal) Overdraft 10.50 - 11.50
Small Personal Business Loan (Personal) Term Loan 11.50 -
Subidha Loan Per Year 10.00 - 12.00
Trade Finance/ Non Funded Facilities - -
USD Denominated Loan USD Denominated Loan 4.50 - 6.00
Working Capital Loan (Funded) - -
SME Loan Packages/Card Merchant Loan
WC Loan 10.50 - 11.50
Fixed Term Loan 11.00 - 12.00
Importer's Loan (120 days) 10.00 - 11.00
HBL Small Personal Business Loan
Term Loan 11.50 -
Overdraft 10.50 - 11.50
Educational Institution Financing
Working Capital Facility 10.00 - 11.00
FT Tenure Upto 10 Years 10.50 - 12.00

Expression Of Interest Section