Loan Rate

Type of Loan Prime A Category (%p.a.) Prime B Category (%p.a.) General (%p.a.)
Demand Loan (DL) 11.00 - 13.50 10.50 - 11.50 12.50 - 15.00
Deprived Sector Loan - - 8.00 - 10.00
Export Finance 10.50 - 13.00 10.50 - 11.00 12.00 - 14.50
Home Loan - - 11.00 - 13.50
Importer's Loan 10.50 - 13.00 10.00 - 11.00 12.00 - 14.50
Mortgage Loan - Secured Personal Loan - - 12.00 - 14.50
Non Revolving Cash Credit 11.50 - 14.00 10.50 - 11.00 13.00 - 15.50
Non Revolving Cash Credit (NRCC) 8.50 - 10.25 10.50 - 11.25 -
Over Draft (OD) 8.50 - 10.25 10.00 - 11.25 10.50 - 12.00
Overdraft Facility 11.00 - 13.50 10.50 - 11.50 12.50 - 15.00
Pledge Loan 11.00 - 13.50 10.00 - 11.00 12.50 - 15.00
Pre-Export Financing (PXL) 8.50 - 10.00 10.00 - 11.25 10.50 - 12.00
Revolving Cash Credit 10.50 - 13.00 - -
Revolving Cash Credit (RCC) 10.50 - 13.00 - -
Short Term Demand Loan (STDL) 8.50 - 10.00 10.00 - 11.25 10.50 - 12.00
Term Loan 11.50 - 14.00 10.50 - 11.50 13.00 - 15.50
Type of Loan For All Customer (%p.a.)
Auto Loan Private 11.00 - 14.00
Auto Loan Commercial 12.00 - 15.00
Bank Gurantee - -
Bills Purchase - -
Bills Under Import LC Bills Under Import LC - 16.00
Deprived Sector Loan Institutional 8.00 - 10.00
Deprived Sector Loan Retail 13.00 - 16.00
Education Loan Education Loan 12.00 - 14.00
Educational Institutions Financing Working Capital Facility 11.50 - 14.00
Educational Institutions Financing FT Tenure Upto 10 Years 12.00 - 14.50
HBL Consumer Financing - -
HBL Farmer's Loan Working Capital Loan 9.50 - 10.50
HBL Farmer's Loan Fixed Term Loan 10.00 - 11.00
Home Loan Upto 10 Years 11.00 - 13.50
Home Loan Above 10 Years 11.50 - 14.00
Import Credit against Demand Draft Payment (ICDD) Applicable TR Rate + 0.50% for the respective customer category -
Import Credit against Demand Draft/ Telex Transfer (TT) - -
Letter of Credit - -
Loan Against FD/Bond of Other Banks Plus 2.00 (Minimum 13.00%) -
Loan Against FD/Bond of Other Banks Loan Against HBL FD (NPR) - 1.50
Loan Against First Class Bank Guarantee Rated Bank 12.00 - 14.00
Loan Against First Class Bank Guarantee Non Rated Bank 12.00 - 14.50
Loan Against Government Bonds 3 Months TB Rate + 2.50% or 12.00%, whichever is higher -
Loan Against HBL FD (NPR) Plus 2.00 (Minimum 13.00%) -
Loan Against Share of Company listed in Stock Exchange / Easy Share Loan Prime: 11.50 - 14.00
Loan Against Share of Company listed in Stock Exchange / Easy Share Loan General: 12.00 - 14.50
Loan in Local Currency Against FD (FCY) Plus 1.50 or (minimum 13.00%) -
Mortgage Loan - Secured Personal Loan For all 12.00 - 14.50
Project Financing - -
Small Personal Business Loan (Personal) Overdraft 12.00 - 14.50
Small Personal Business Loan (Personal) Term Loan 12.50 - 15.00
Subidha Loan Per Year 12.00 - 14.50
Trade Finance/ Non Funded Facilities - -
USD Denominated Loan USD Denominated Loan 4.50 - 6.00
Working Capital Loan (Funded) - -
SME Loan Packages/Card Merchant Loan
WC Loan 11.50 - 14.00
Fixed Term Loan 12.00 - 14.50
Importer's Loan (120 days) 11.50 - 14.00
HBL Small Personal Business Loan
Term Loan 12.50 - 15.00
Overdraft 12.00 - 14.50
Educational Institution Financing
Working Capital Facility 11.50 - 14.00
FT Tenure Upto 10 Years 12.00 - 14.50

Expression Of Interest Section