Loan Rate

Type of Loan Prime A Category (%p.a.) Prime B Category (%p.a.) General (%p.a.)
Demand Loan (DL) 8.00 - 9.00 8.75 - 9.75 9.50 - 10.50
Deprived Sector Loan 4.00 - 6.00 - 6.00 - 6.00
Export Finance 7.50 - 9.50 9.50 - 10.50 10.25 - 11.00
Home Loan - - 8.00 - 10.50
Importer's Loan 7.50 - 9.50 8.25 - 10.50 9.00 - 11.00
Mortgage Loan - Secured Personal Loan 9.00 - 11.00 - -
Non Revolving Cash Credit 8.50 - 10.25 10.50 - 11.00 -
Non Revolving Cash Credit (NRCC) 8.50 - 10.25 10.50 - 11.25 -
Over Draft (OD) 8.50 - 10.25 10.00 - 11.25 10.50 - 12.00
Overdraft Facility 8.00 - 9.00 8.75 - 9.75 9.50 - 10.50
Pledge Loan 8.00 - 9.50 9.00 - 10.50 9.50 - 11.00
Pre-Export Financing (PXL) 8.50 - 10.00 10.00 - 11.25 10.50 - 12.00
Revolving Cash Credit 7.50 - 9.50 - -
Revolving Cash Credit (RCC) 7.50 - 9.50 - -
Short Term Demand Loan (STDL) 8.50 - 10.00 10.00 - 11.25 10.50 - 12.00
Term Loan 8.50 - 10.00 9.25 - 10.50 10.00 - 11.00
Type of Loan For All Customer (%p.a.)
Auto Loan Private 8.00 - 10.50
Auto Loan Commercial 9.75 - 11.00
Bank Gurantee - -
Bills Purchase - -
Educational Institutions Financing Working Capital Facility 8.50 - 11.00
Educational Institutions Financing FT Tenure Upto 10 Years 9.00 - 11.00
HBL Consumer Financing - -
HBL Farmer's Loan Working Capital Loan 8.50 - 9.50
HBL Farmer's Loan Fixed Term Loan 9.00 - 10.00
Home Loan Upto 10 Years 8.00 - 10.50
Home Loan Above 10 Years 8.50 - 11.00
Import Credit against Demand Draft/ Telex Transfer (TT) - -
Letter of Credit - -
Loan Against FD/Bond of Other Banks Plus 1.50 (minimum 8.50%) -
Loan Against FD/Bond of Other Banks Loan Against HBL FD (NPR) - 1.50
Loan Against First Class Bank Guarantee Rated Bank 10.50 - 11.00
Loan Against First Class Bank Guarantee Non Rated Bank 11.00 -
Loan Against Government Bonds 3 Months TB Rate + 2.50% or 8.50%, whichever is higher -
Loan Against Share of Company listed in Stock Exchange / Easy Share Loan Prime: 8.50 - 9.50
Loan Against Share of Company listed in Stock Exchange / Easy Share Loan General: 9.50 - 11.00
Loan Aqainst HBL FD (NPR) Plus 1.50 -
Loan in Local Currency Against FD (FCY) Plus 1.00 or 8.00% whichever is higher -
Project Financing - -
Small Personal Business Loan (Personal) Overdraft 10.50 - 11.00
Small Personal Business Loan (Personal) Term Loan 11.00 -
Subidha Loan Per Year 10.50 - 11.00
Trade Finance/ Non Funded Facilities - -
Working Capital Loan (Funded) - -
SME Loan Packages/Card Merchant Loan
WC Loan 8.50 - 11.00
Fixed Term Loan 9.00 - 11.00
Trust Receipt (120 days) 8.00 - 10.50
HBL Small Personal Business Loan
Term Loan 11.00 -
Overdraft 10.50 - 11.00
Educational Institution Financing
Working Capital Facility 8.50 - 11.00
FT Tenure Upto 10 Years 9.00 - 11.00

Expression Of Interest Section