American Express Cards

Himalayan Bank American Express Gold International

Himalayan Bank is proud to introduce American Express to Nepal.


American Express® is a global services company, providing customers with access to products, insights and experiences that enrich lives and build business success. American Express has over 100 million American Express Card Members in 160-plus countries around the world.


Introducing the new Himalayan Bank American Express ® Gold Credit Card

The Card for international use is designed for the discerning global traveler, one who seeks value and service that is sterling. Enjoy complimentary membership to airport lounges across the world, savour offers on travel, shopping, dining and entertainment through American Express Selects™ and take comfort in the fact that wherever you go, access to travel, medical and legal assistance is at your service


The Credit Card for International Use (USD) valid Worldwide except in India


*Features:

  • Accepted in both ATM & POS Worldwide except in India
  • Enjoy 3 years Complementary Priority Pass Membership to world’s largest airport lounge program which gives access to 800 VIP lounges across the world
  • Enjoy discounted access to Radisson Lounge at Tribhuvan International Airport (TIA), Kathmandu with both working & leisure facilities
  • Most useful to Businesspersons/Travelers through its exclusive offers on travel, shopping, dining & entertainment in India through American Express SELECTS ®
  • Shop confidently with the EMV compliant chip-based advanced technology Card for enhanced security
  • Travel, Medical & Legal Assistance across the world through American Express Global Assist ®
  • Validity of 4 years
  • Supplementary Cards for your Spouse, Children & Parents
  • 24/7 Hours Customer Service (Toll Free # 1660-01-12000)


*Eligibility:

  • Nepalese Nationals with Citizenship Certificate/Valid Nepalese Passport
  • Maintenance of a Foreign Currency (FCY) account (USD/GBP/EUR) at HBL
  • Regular source of USD convertible Foreign Currency (FCY) income for repayment


*Limit:

  • From USD 2,000 up to USD 5,000

*Subject to Change & Conditions Apply


Card Fee

*Billing/Statement Date: 1st of each English Calendar month.

# Above Fees and Charges are effective from July 1, 2015. Rates are subject to change without prior notice. Visit HBL Official Website www.himalayanbank.com for updates on Fees and Charges.

Contact Us

For further information, contact us at:

Himalayan Bank Limited ,
Card Center, Corporate Office,
P.O. Box: 20590, Kamaladi, Kathmandu.
24/7 Hours Toll Free # 1660 01 12000
24/7 Hours Direct Tel.: +977-1-4245979/4245980
Day Customer Service Direct Tel.: 4243223 (Office hours only)
FAX: +977-1-4245932
Email: cardcenter@himalayanbank.com
Or Simply Visit your nearest HBL Branch
URL: http://www.himalayanbank.com

helpful documents

TOLL FREE NUMBER-1660-01-12000

CONTACT NUMBER- +977-1- 4245979 / 4245980

Email: cardcenter@himalayanbank.com

  • Completed Application Form with Applicant’s Signature (Signature to be verified by Branch)
  • Passport size latest color photograph.
  • Sketch of location of the residence/office of applicant.
  • Email – ‘IF’ E-statement selected & HBL A/C No. – ‘IF’ Account is to be linked to the card.
  • Identification document (Copy of Citizenship Certificate/Passport).
  • Photocopy of utility bills – either electricity and/or water, certifying the address of the applicant.
  • Salary Certificate/Documentation to prove income sources duly issued by the concerned organization.
  • Completed Application Form with Applicant’s Signature (Signature to be verified by Branch)
  • Passport size latest color photograph.
  • Sketch of location of the residence/office of applicant.
  • Email - IF E-statement selected & HBL A/C No. - IF Account is to be linked to the card.
  • Identification document (Copy of Citizenship Certificate/Passport).
  • Company/Firm Registration Certificate/PAN.
  • Income Tax Registration and Tax Clearance Certificate.
  • Board Resolution authorization for availing of credit card and debiting company account for all charges.
  • Letter by authorized Management Personnel for issuing individual credit card.
  • A copy of latest audited/provisional Balance Sheet and statement of Profit and Loss of the Company/Firm along with proof of any other income sources.

FAQs

American Express® is a global services company, providing customers with access to products, insights and experiences that enrich lives and build business success. American Express® has over 100 million American Express Card Members in 160-plus countries around the world. Himalayan Bank is proud to introduce American Express® to Nepal.

Premium world renowned brand Gold Credit Card product and HBL is the sole issuer of the cards in Nepal.

Acceptance in Nepal: American Express® Cards are accepted at all HBL POS terminals, most Apline POS terminals and all HBL ATMS in the country along with its international acceptances depending on the card type.

The Himalayan Bank American Express® Gold Credit Card comes in two variants covering all your life’s needs.
• The Gold Credit Card for Domestic use (NPR) is valid in Nepal & India
• The Gold Credit Card for International use (USD) is valid worldwide except India.

Domestic (NPR) Gold Credit Card: NPR 100,000 – NPR 500,000

International (USD) Gold Credit Card: USD 2,000 – USD 5,000

Minimum 18 years of age

  • Individuals with regular income (Salary, Rent, Business, etc.)
  • For USD Gold Credit Card USD/EUR/GBP account and income source documents.
  • HBL Super Premium Savings Account (SPSA) holders are also eligible to apply for Himalayan Bank American Express® Gold Credit Card Domestic (NPR) limit of at least Rs. 100,000.00 by earmarking the minimum SPSA balance (equivalent to card limit) as security.
  • Fill up the Application Form completely
  • Salary Certificate/Income verifying documents
  • Latest Passport size photograph (1 copy)
  • Fill up the Application Form completely
  • Salary Certificate/Income verifying documents
  • Latest Passport size photograph (1 copy)
  • Copy of identification (Citizenship Certificate/Valid Passport)
  • Address Verifying Documents (Utility bills like water/electricity/telephone, etc)
  • For USD Gold Credit Card USD/EUR/GBP account and income source documents.
  • BOD/Firm Minute if company/firm account is to be linked to the card.

Note: Beside the above documents, additional documents may be required on case to case basis as required by the HBL Management.

  • Domestic (NPR) Gold Credit Card: 25%* OR 100% of total dues/outstanding to be settled (*If 25% then you are required to settle 25% of total dues/outstanding OR Rs.25,000.00 whichever higher)
  • International (USD) Gold Credit Card: 100% of dues/outstanding to be settled.
  • E-Statement through e-mail (email address to be provided present in Application Form). If you do not receive your monthly card e-statement, please contact us urgently.
  • Collect (from the HBL Branch Customer Services where the application was processed or HBL Card Center, Head Office, Kamaladi, Kathmandu)

Note: Billing/Statement Date: 1st of each English Calendar month.

• Repayment Method: Account Debit (recommended) OR Cash*
*Cash settlement can be done from your nearest HBL branch. In case of FCY Cash deposit, you may be required to submit FCY source verifying document/s to HBL.
• Payment Due Date: 15 days from Statement Date (as specified in the Card Statement as Payment Due Date).

  • Visit Himalayan Bank American Express® Product Website: www.himalayanbank.com/american-express
  • For Offers from American Express® SelectsTM Visit: http://offers.amexnetwork.com and search as per choice of location according to your card acceptance.
  • Premium world renowned brand card product.
  • High minimum credit limit.
  • Attractive features, discounts and offers arrangements around the world.
  • Acceptance in Nepal: AMEX Cards are accepted at all HBL POS terminals, most Apline POS terminals and all HBL ATMS in the country along with its international acceptances depending on the card type.
  • Card Protection (Insurance): Card Fraud (Lost and Stolen). NPR Card: $500 & USD Card: $1000.
  • Medical benefit (Basic) packages Through ISOS (International Save Our Souls– ISOS Dedicated line in India is +91 11 4060 8649)
  • Complimentary membership to the Priority Pass Program which gives access to 700 VIP airport lounges across the world (for International AMEX Cardholders, use chargeable)
  • Discounted access to the Radisson Lounge at the International Airport in Kathmandu.

Account Holders of HBL can apply for the card through their branches. If you do not have account at HBL, then visit your nearest HBL branch.

Account Holders of HBL can apply for the card through their branches. If you do not have account at HBL, then visit your nearest HBL branch.

For further information, contact us at:

Himalayan Bank Limited,

Card Center, Corporate Office,

P.O. Box: 20590, Kamaladi, Kathmandu.

24/7 Hours Toll Free # 1660 01 12000

24/7 Hours Direct Tel.: +977-1-4245979/4245980

Day Customer Service Direct Tel.: 4243223 (Office hours only)

FAX: +977-1-4245932

Email: cardcenter@himalayanbank.com

Or Visit your nearest HBL Branch

URL: http://www.himalayanbank.com