Target Customer

  • Individuals of middle and upper middle class income group with regular, adequate, steady and stable source of income

Basic Eligibility Criteria

  • Any Nepalese Individuals of at least 25 Years of age having stable, steady and reliable source of income from job, rent, pension, remittance supported by the document
  • Age of the applicant and the loan tenure collectively should not exceed sixty five years
  • Must be able to provide unencumbered fixed assets collateral as primary security. The proposed site should have accessible road of at least 8 feet width

Type of Home Loan Scheme

Types of Home Loan

Purpose

Maximum Financing

Home Loan Purchase

Purchase of house

Purchase of Land alone

75% of purchase Value

60% of purchase Value

Home Loan Construction

Construction of house

100% of cost estimate

Home Loan Extension

Additions/extension/renovation

/modification

100% of cost estimate

Loan Limit

  • Minimum Rs. 0.50 Million (5 Lacs)
  • For purchase of land alone- Maximum Rs. 3.0 Mil. (30 Lacs)

Loan Tenure

  • 3 to 20 Years

Repayment of Home Loan

  • On Equal Monthly Installment (EMI) basis

helpful documents

  • Helpful information for this section is coming soon

FAQs

  • FAQ for this section is coming soon

Expression of Interest Section

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