Basic Eligibility Criteria

  • Any Nepalese Individuals having stable, steady and reliable source of income to serve the loan installment amount along with due interest
  • Age of the applicant and the loan tenure collectively should not exceed sixty five years (applicant’s age + loan tenure > 70)
  • Must be able to provide unencumbered fixed assets collateral (land and building) fully covering the requested loan exposure

Purpose

  • Social religious ceremonies like marriage, pasni, bratabandha etc.
  • Higher education
  • Refurbishment, Consumer durables.
  • Medical treatment of family member
  • Traveling, Leisure, Pilgrimage

Targeted Customer

  • Individuals of middle and upper middle class income group with regular, adequate, steady and stable source of income

Type Of Subidha Loan Scheme

Type Subidha Loan-Non Revolving(Term Loan Facility)  Subidha Loan-Revolving(Overdraft Facility)
Loan Limit  Rs. 0.20 Million to Rs. 4 Million (2 lacs to 40 lacs) Rs. 0.20 Million to Rs. 1.5 Million (2 lacs to 15 lacs)
Repayment of principal and interest amount  On Equal Monthly Installment (EMI) basis  Renewal on annual basis
Loan Tenure 1 to 10 Years 1 Year (renewal on annual basis)

Attached file with this article

File
Download this file (Loan_Form_Subidha_English.pdf)

Frequently Asked Questions

Any individuals or a group of individuals or a company/institution holding a valid ID as per the bank’s requirement can open an account.

You Might Be Interested In

PROJECT FINANCING

What You
Get In Project
Financing

Project Financing includes various projects like Manufacturing, Hydro Power, Airlines, Hospital, Hotel e.t.c.

Learn More