Loan to facilitate your LIVING.
Non Revolving: Base Rate + 0.50% up to 2.50% p.a. Premier Subidha Loan
Revolving: Base Rate + up to 2.00% p.a. Premier Subidha Loan
Non Revolving: Base Rate + above 2.50% up to 4.00% p.a. Standard Subidha Loan
Revolving: Base Rate + above 2.00% up to 4.00% p.a. Standard Subidha Loan
9.00% per annum Subidha Loan (Upto 7 Years)
Explore Other Interest Rates
Basic Eligibility Criteria
- Any Nepalese Individuals having stable, steady and reliable source of income to serve the loan installment amount along with due interest
- Age of the applicant and the loan tenure collectively should not exceed sixty five years (applicant’s age + loan tenure > 70)
- Must be able to provide unencumbered fixed assets collateral (land and building) fully covering the requested loan exposure
Purpose
- Social religious ceremonies like marriage, pasni, bratabandha etc.
- Higher education
- Refurbishment, Consumer durables.
- Medical treatment of family member
- Traveling, Leisure, Pilgrimage
Targeted Customer
- Individuals of middle and upper middle class income group with regular, adequate, steady and stable source of income
Type Of Subidha Loan Scheme
| Type | Subidha Loan-Non Revolving(Term Loan Facility) | Subidha Loan-Revolving(Overdraft Facility) |
|---|---|---|
| Loan Limit | Rs. 0.20 Million to Rs. 4 Million (2 lacs to 40 lacs) | Rs. 0.20 Million to Rs. 1.5 Million (2 lacs to 15 lacs) |
| Repayment of principal and interest amount | On Equal Monthly Installment (EMI) basis | Renewal on annual basis |
| Loan Tenure | 1 to 10 Years | 1 Year (renewal on annual basis) |
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