HBL Interest Rate (03:06AM 15 Jun 2026 )

Interest rate

Savings Deposit (LCY) %Per Annum
LCY Savings - Normal 2.750
LCY Savings - Himal 2.750
LCY Savings - Bishesh 2.750
Social Security Account 2.750
PMS Saving Account 2.800
Premium Savings Account 2.800
Super Premium Savings Account 3.000
Shareholder's Savings 2.800
Himal Remit Savings 4.250
Family Savings 2.750
Mero Pahilo Bachat Khata 2.750
Special Payroll Account 3.250
HBL Nari Bachat 2.800
Subidha Savings Account 3.250
Exclusive Privilege Savings Account 3.250
Jeevan Surakchya Bachat 2.750
Daughter's of Karnali Province 2.750
Call Deposit (LCY) %Per Annum
Non-Profit Organization Current Call Account Up to 1.375
Current Call Account Up to 1.375
Fixed Deposit (LCY) %Per Annum
3-Years Recurring Deposit 3.250
7 Years Recurring Deposit for EV Clients 3.250
100 Days HBL Special FD* 2.800
200 Days HBL Special FD* 2.800
Fixed Deposit (Individual and Institutions) Individuals (% Per Annum) Institutions(% Per Annum) Institutions(% Per Annum) (Renewal)
3 Months 2.80 - -
6 Months 2.80 2.75 -
9 Months 2.90 2.75 -
1 Year Up to 2 Years 3.00 2.76 -
Above 2 Years Up to 5 Years 3.50 3.25 -
Above 5 Years Up to 10 Years 4.00 3.50 -
Structured Deposit (3 Months Up to 5 Years)-Individual*** 3.25 - -
Structured Deposit (6 Months Up to 5 Years)-Institution*** - 2.75 -
Short Term Recurring Deposit 6 month** - 2.75 -
HimalRemit Fixed Deposits: - - -
3 Months 3.80 - -
6 Months 3.80 - -
9 Months 3.90 - -
1 Year Up to 2 Years 4.00 - -
Above 2 Years Up to 5 Years 4.50 - -
Above 5 Years Up to 10 Years 5.00 - -
Structured Deposit (3 Months Up to 5 Years)-Individual*** 4.25 - -
Fixed Deposit (FCY) %Per Annum
USD- 3 Months Upto 1 Year-Individual 3.353
GBP- 3 Months Upto 1 Year-Individual 2.225
EURO- 3 Months Upto 1 Year-Individual 1.725
AUD-3 Months Upto 1 Year-Individual 2.725
CAD- 3 Months Upto 1 Year-Individual 3.475
JPY- 3 Months Upto 1 Year-Individual 0.725
CNY- 3 Months Upto 1 Year-Individual 3.875
USD- 6 Months Upto 1 Year-Institution 3.353
GBP- 6 Months Upto 1 Year-Institution 2.225
EURO- 6 Months Upto 1 Year-Institution 1.725
AUD- 6 Months Upto 1 Year-Institution 2.725
CAD- 6 Months Upto 1 Year-Institution 3.475
JPY- 6 Months Upto 1 Year-Institution 0.725
CNY- 6 Months Upto 1 Year-Institution 3.875
LCY Fixed Deposit_ Institutions (Bidding) %Per Annum
Call Deposit (FCY) %Per Annum
USD- Current Call Account 1
GBP- Current Call Account 0.75
EURO- Current Call Account 0.375
AUD- Current Call Account 0.875
CAD- Current Call Account 1.375
JPY- Current Call Account 0.25
CNY- Current Call Account 1.875
Saving Deposit (FCY) %Per Annum
USD 2
GBP 1.5
EURO 0.75
AUD 1.75
CAD 2.75
JPY 0.5
CNY 3.75

Notes :

* Minimum FD value Rs. 100,000.00.
** Minimum Deposit value Rs. 10.00 Mil.
*** FD value Rs. 20.00 Mil. for institutional customers and Rs. 5.00 Mil. for Individual customers.
As per directives of NRB, no premature/withdrawal will be allowed for Institutional Fixed Deposit before end of 6 months.
Interest payment on Super Premium Savings Account shall be done only on monthly basis where as interest payment on Exclusive Privilege Savings, Subidha Saving Account and all other deposit shall be done on quarterly basis.