Base Rate for 4th Quarter of FY: 2079/2080 |
|
11.03% |
Demand Loan |
|
Base rate + up to 5.00% |
Export Loan |
|
Base rate + up to 5.00% |
Overdraft |
|
Base rate + up to 5.00% |
Term Loan |
|
Base rate + up to 5.00% |
Short Term Pledge Loan |
|
Base rate + up to 5.00% |
Importer's Loan |
|
Base rate + up to 5.00% |
Revolving Cash Credit |
|
Base rate + up to 5.00% |
Non Revolving Cash Credit |
|
Base rate + up to 5.00% |
STDL - OC |
|
Base rate + up to 5.00% |
SME/ Card Merchant Loan |
Working Capital |
Base rate + up to 5.00% |
SME/ Card Merchant Loan |
Fixed Term Loan |
Base rate + up to 5.00% |
SME/ Card Merchant Loan |
Importer's Loan |
Base rate + up to 5.00% |
HBL Small Personal Business Loan WC |
Working Capital |
Base rate + up to 5.00% |
HBL Small Personal Business Loan (Term Loan) |
Fixed Term Loan |
Base rate + up to 5.00% |
Educational Institution Financing |
Working Capital |
Base rate + up to 5.00% |
Educational Institution Financing -Upto 15 Yrs |
Fixed Term Loan |
Base rate + up to 5.00% |
Deprived Sector (Retail): |
|
Base rate + up to 5.00% |
Deprived Sector (Institutional): |
|
Base rate + up to 5.00% |
Home Loan- Upto 10 Years |
|
Base rate + up to 5.00% |
Home Loan- Above 10 Years |
|
Base rate + up to 5.00% |
Hire Purchase (Private) |
|
Base rate + up to 5.00% |
Hire Purchase (Commercial) |
|
Base rate + up to 5.00% |
Mortgage Loan - Secured Personal Loan |
|
Base rate + up to 5.00% |
Loan against Share of Company listed in Stock Exchange/ Easy Share Loan |
|
Base rate + up to 5.00% |
Loan against HBL FD (NPR) |
|
Up to 3% above the coupon rate |
Loan against FD/ Bond of other Banks |
|
Base rate + up to 4.75% but minimum 3% above the coupon rate |
Loan against Government Bonds |
|
Base rate + up to 4.75% but minimum 3% above the coupon rate |
Subidha Loan |
|
Base rate + up to 5.00% |
Loan in Local Currency against FD (FCY) |
|
Base rate + up to 5.00% above coupon rate |
Loan against First Class Bank Guarantee - Rated Bank |
|
Base rate + up to 5.00% |
Loan against First Class Bank Guarantee - Non Rated Bank |
|
Base rate + up to 5.00% |
Education Loan |
|
Base rate + up to 5.00% |
HBL Farmer's Loan - Fixed Term |
Fixed Term Loan |
Base rate + up to 5.00% |
HBL Farmer's Loan - WC Loan |
Working Capital |
Base rate + up to 5.00% |
USD Denominated Loan |
|
6 Month Libor plus up to 10.00% |
Personal Loan against Life Insurance / Endowment Policy |
|
Base rate + up to 5.00% |
------------------Cosumer Personal Loan (Fixed Rate)------------------ |
Home Loan (Upto 7 Years) |
|
14.91% per annum |
Hire Purchase (Private) - Up to 7 Years |
|
14.91% per annum |
Subidha Loan (Upto 7 Years) |
|
14.91% per annum |
Education Loan (Upto 7 Years) |
|
14.91% per annum |
Mortgage Loan - Secured Personal Loan (Upto 7 Years) |
|
15.91% per annum |