HBL Interest Rate (07:05AM 15 May 2025 )

Interest Rates on Date

Interest rate

Savings Deposit (LCY) %Per Annum
LCY Savings - Normal 3.04
LCY Savings - Himal 3.04
LCY Savings - Bishesh 3.04
Social Security Account 3.04
PMS Saving Account 3.25
Premium Savings Account 3.25
Super Premium Savings Account 3.75
Shareholder's Savings 3.24
Himal Remit Savings 5.6
Family Savings 3.04
Mero Pahilo Bachat Khata 3.04
Special Payroll Account 4.6
HBL Nari Bachat 3.25
Subidha Savings Account 4.6
Exclusive Privilege Savings Account 4.6
Jeevan Surakchya Bachat 3.04
Daughter's of Karnali Province 3.04
Call Deposit (LCY) %Per Annum
Non-Profit Organization Current Call Account**** Up to 1.520
Current Call Account**** Up to 1.520
Fixed Deposit (LCY) %Per Annum
3-Years’ Recurring Deposit 4.5
7 Years’ Recurring Deposit for EV Clients 4.5
100 Days HBL Special FD* 3.25
200 Days HBL Special FD* 4
Fixed Deposit (Individual and Institutions) Individuals (% Per Annum) Institutions(% Per Annum) Institutions(% Per Annum) (Renewal)
3 Months 3.25 - -
6 Months 4 3 -
9 Months 4.5 3 -
1 Year Up to 2 Years 5 3.25 -
Above 2 Years Up to 5 Years 5.5 4 -
Above 5 Years Up to 10 Years 6.25 5.25 -
Structured Deposit (3 Months Up to 5 Years)-Individual 4 - -
Structured Deposit (6 Months Up to 5 Years)-Institution - 3 -
Short Term Recurring Deposit 6 month** - 3 -
HimalRemit Fixed Deposits: - - -
3 Months 4.25 - -
6 Months 5 - -
9 Months 5.5 - -
1 Year Up to 2 Years 6 - -
Above 2 Years Up to 5 Years 6.5 - -
Above 5 Years Up to 10 Years 7.25 - -
Structured Deposit (3 Months Up to 5 Years)-Individual 5 - -
Fixed Deposit (FCY) %Per Annum
USD- 3 Months Upto 1 Year-Individual 3.503
GBP- 3 Months Upto 1 Year-Individual 2.375
EURO- 3 Months Upto 1 Year-Individual 1.875
AUD-3 Months Upto 1 Year-Individual 2.875
CAD- 3 Months Upto 1 Year-Individual 3.625
JPY- 3 Months Upto 1 Year-Individual 0.875
CNY- 3 Months Upto 1 Year-Individual 4.025
USD- 6 Months Upto 1 Year-Institution 3.503
GBP- 6 Months Upto 1 Year-Institution 2.375
EURO- 6 Months Upto 1 Year-Institution 1.875
AUD- 6 Months Upto 1 Year-Institution 2.875
CAD- 6 Months Upto 1 Year-Institution 3.625
JPY- 6 Months Upto 1 Year-Institution 0.875
CNY- 6 Months Upto 1 Year-Institution 4.025
LCY Fixed Deposit_ Institutions (Bidding) %Per Annum
Call Deposit (FCY) %Per Annum
USD- Current Call Account 1.250
GBP- Current Call Account 0.875
EURO- Current Call Account 0.500
AUD- Current Call Account 1.000
CAD- Current Call Account 1.500
JPY- Current Call Account 0.375
CNY- Current Call Account 2.000
Saving Deposit (FCY) %Per Annum
USD 2.50
GBP 1.75
EURO 1.00
AUD 2.00
CAD 3.00
JPY 0.75
CNY 4.00

Notes :

* Minimum FD value Rs. 100,000.00.
** Minimum Deposit value Rs. 10.00 Mil.
*** FD value Rs. 20.00 Mil. for institutional customers and Rs. 5.00 Mil. for Individual customers.
As per directives of NRB, no premature/withdrawal will be allowed for Institutional Fixed Deposit before end of 6 months.