HBL Interest Rate (03:07AM 17 Jul 2025 )

Interest Rates on Date

Interest rate

Savings Deposit (LCY) %Per Annum
LCY Savings - Normal 2.79
LCY Savings - Himal 2.79
LCY Savings - Bishesh 2.79
Social Security Account 2.79
PMS Saving Account 3
Premium Savings Account 3
Super Premium Savings Account 3.5
Shareholder's Savings 3
Himal Remit Savings 5.35
Family Savings 2.79
Mero Pahilo Bachat Khata 2.79
Special Payroll Account 4.35
HBL Nari Bachat 3
Subidha Savings Account 4.35
Exclusive Privilege Savings Account 4.35
Jeevan Surakchya Bachat 2.79
Daughter's of Karnali Province 2.79
Call Deposit (LCY) %Per Annum
Non-Profit Organization Current Call Account**** Up to 1.395
Current Call Account**** Up to 1.395
Fixed Deposit (LCY) %Per Annum
3-Years’ Recurring Deposit 4.25
7 Years’ Recurring Deposit for EV Clients 4
100 Days HBL Special FD* 3
200 Days HBL Special FD* 3.75
Fixed Deposit (Individual and Institutions) Individuals (% Per Annum) Institutions(% Per Annum) Institutions(% Per Annum) (Renewal)
3 Months 3 - -
6 Months 3.75 2.75 -
9 Months 4 2.75 -
1 Year Up to 2 Years 4.75 3 -
Above 2 Years Up to 5 Years 5.25 3.75 -
Above 5 Years Up to 10 Years 6 5 -
Structured Deposit (3 Months Up to 5 Years)-Individual 3.75 - -
Structured Deposit (6 Months Up to 5 Years)-Institution - 2.75 -
Short Term Recurring Deposit 6 month** - 2.75 -
HimalRemit Fixed Deposits: - - -
3 Months 4 - -
6 Months 4.75 - -
9 Months 5 - -
1 Year Up to 2 Years 5.75 - -
Above 2 Years Up to 5 Years 6.25 - -
Above 5 Years Up to 10 Years 7 - -
Structured Deposit (3 Months Up to 5 Years)-Individual 4.75 - -
Fixed Deposit (FCY) %Per Annum
USD- 3 Months Upto 1 Year-Individual 3.503
GBP- 3 Months Upto 1 Year-Individual 2.375
EURO- 3 Months Upto 1 Year-Individual 1.875
AUD-3 Months Upto 1 Year-Individual 2.875
CAD- 3 Months Upto 1 Year-Individual 3.625
JPY- 3 Months Upto 1 Year-Individual 0.875
CNY- 3 Months Upto 1 Year-Individual 4.025
USD- 6 Months Upto 1 Year-Institution 3.503
GBP- 6 Months Upto 1 Year-Institution 2.375
EURO- 6 Months Upto 1 Year-Institution 1.875
AUD- 6 Months Upto 1 Year-Institution 2.875
CAD- 6 Months Upto 1 Year-Institution 3.625
JPY- 6 Months Upto 1 Year-Institution 0.875
CNY- 6 Months Upto 1 Year-Institution 4.025
LCY Fixed Deposit_ Institutions (Bidding) %Per Annum
Call Deposit (FCY) %Per Annum
USD- Current Call Account 1.250
GBP- Current Call Account 0.875
EURO- Current Call Account 0.500
AUD- Current Call Account 1.000
CAD- Current Call Account 1.500
JPY- Current Call Account 0.375
CNY- Current Call Account 2.000
Saving Deposit (FCY) %Per Annum
USD 2.50
GBP 1.75
EURO 1.00
AUD 2.00
CAD 3.00
JPY 0.75
CNY 4.00

Notes :

* Minimum FD value Rs. 100,000.00.
** Minimum Deposit value Rs. 10.00 Mil.
*** FD value Rs. 20.00 Mil. for institutional customers and Rs. 5.00 Mil. for Individual customers.
As per directives of NRB, no premature/withdrawal will be allowed for Institutional Fixed Deposit before end of 6 months.