Small Personal Business Loan(Personal)

Interest in saving accounts calculated on daily balance basis capitalized on quarterly basis

4% Subidha Savings Account

4% Exclusive Privilege Savings Account

3.503% USD- 3 Months Upto 1 Year-Individual

2.375% GBP- 3 Months Upto 1 Year-Individual

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Targeted to small business people with reliable source of income such as business income, salary, income from house rent, remittance, interest on Fixed deposit etc

Purchase of Assets or loan against already owned property.
Application of loan for business investment to meet working capital requirement and fixed asset investment.

Loan Type	Term Loan	Working Capital(OD)
Loan Limit	Rs. 0.50 Million to Rs. 5 Million	Maximum Rs. 4 million
Loan Repayment	On Equal Monthly Installment (EMI) basis	Annual Renewal basis
Loan Tenure	Up to 7 Years	Annual Renewal basis