Visa Classic/Gold International is a card which can be used anywhere in the world exceptin India. Customers having regular income source in foreign currency and maintaining a foreign currency account with any of the Himalayan Bank Branches are eligible to apply for this card.
Product Feature are :
Documents required to avail HBL Credit Card:
For Personal Card (using Personal A/C):-
Beside the above documents, additional documents may be required on case to case basis as required by the HBL Management.
For Corporate Card (using Company A/C):-
It will take minimum 3 days depending upon the document provided by Card Applicant.
For detailed information regarding the schedule of fees and charges applicable for HBL Credit Cards, you may contact any of our HBL Branches or may speak to our Customer Services Executive at 24/7 help line service at Card Center. Fees & charges
Credit Cards are accepted worldwide on terminal accepting the Card Brand.
You can speak to our Customer Services Executive at 24/7 help line service at
It is a date when the monthly card transaction/dues are generated in a statement and same is forwarded to the card holders for settlement within a payment due date, i.e. generally 15 days period.
It is the last date by which the card due as mentioned in the statement needs to be settled. If you have assigned your HBL Account for your Credit Card, then based on your monthly card statement you shall maintain sufficient balance in your account and the system will automatically settle your dues.
You may contact
the respective branch where you have maintained your account with or may
contact our Customer Services Executive at 24/7 help line
online transaction limits are set to zero by default. To avail Credit Card
Online Service, you need to submit an application to enable desired daily/monthly
online transaction limit to your respective branch or Customer Services
various reasons wherein a credit card may get declined. Point here is to note
that committing a transaction by a credit card involves multiple parties. An
error or connection fluctuation in any party may result decline of a card. If
your card gets declined, it is not necessary that your card has any problem.
Please contact your respective branch or may contact our Customer Services Executive at 24/7 help line service at
Interest charges are levied for the credit facility that cardholder enjoys on Credit Card.
If you cross your credit limit for any reason, you should settle the card dues as early as possible. This will not only refresh the card limit but also saves you from additional charge/fees.
For the repayment of Credit Card bill, you may opt any of the below listed option:
You can visit your nearest HBL branch and simply fill up the Card Deposit Voucher (available at all HBL branches) and deposit the required amount.
If you have provided your HBL Account for your Credit Card, then based on your monthly card statement you can maintain sufficient balance in your account and the system will automatically settle your dues.