Fixed Deposit is a type of savings or investment account that promises the investor a fixed rate of interest. In return, the investor agrees not to withdraw or access their funds for a fixed period of time which could range from 3 months to 10 years.

Fixed Deposit is a type of savings or investment account that promises the investor a fixed rate of interest. In return the investor agrees not to withdraw or access their funds for a fixed period of time which could range from 6 months to 5 years. Below are interest rates applicable for institutional Fixed Deposits.

5.00% 9 Months

6.00% 1 Year Up to 2 Years

6.25% Above 2 Years Up to 5 Years

7.00% Above 5 Years Up to 10 Years

4.00% Structured Deposit (3 Months Up to 5 Years)-Individual

-% Short Term Recurring Deposit 6 month**

Explore Other Interest Rates

Features

  • Deposit of funds for a fixed period of time ranging from 6 months and above for institutions
  • Minimum balance of Rs 10,000 only
  • Interest calculated on daily outstanding balance and credited on quarterly or semi annually basis

Benefits

  • Loan against FD up to 90% of FD value can be availed at any time
  • Deposit Guarantee of up to Rs. 500,000/- in line with regulatory requirement of Nepal Rastra Bank

 

 Note: Customer must maintain Account with HBL to open institutional Fixed Deposit Account.

 

*Conditions Apply

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